Music Business Funding – Metawelle http://metawelle.net/ Thu, 30 Sep 2021 23:44:21 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://metawelle.net/wp-content/uploads/2021/05/cropped-icon-32x32.png Music Business Funding – Metawelle http://metawelle.net/ 32 32 Concerns Rise as South Korean Household Debt Closes to GDP https://metawelle.net/concerns-rise-as-south-korean-household-debt-closes-to-gdp/ https://metawelle.net/concerns-rise-as-south-korean-household-debt-closes-to-gdp/#respond Thu, 08 Apr 2021 02:38:37 +0000 https://metawelle.net/concerns-rise-as-south-korean-household-debt-closes-to-gdp/

South Korean household debt has soared to nearly 100% of the country’s gross domestic product, raising fears that central bank rate hikes could weigh heavily on the household sector, according to a report released on Monday.

The ratio of Korean household debt to its GDP – the market value of all final goods and services produced in an economy over a certain period – stood at 98.6% at the end of the month. June of last year, according to the Korea Institute report. of Public Finances.

The household debt level of Asia’s fourth-largest economy exceeded the global average by 63.7 percent and the advanced-country average by 75.3 percent, according to the report.

In addition, Korean household debt figures have grown at a much faster rate than those of its foreign counterparts.

The latter figure represents a gain of 27.6 percentage points compared to 2008. In contrast, between 2008 and 2020, the world average gained 3.7 percentage points and advanced countries recorded an average decline of 0, 9 percentage point, according to data.

In addition, Korean households were more dependent on short-term loans than households in other major economies. Of the country’s total household debt, short-term debt represented 22.8%, far more than the corresponding figures of 2.3% for France, 3.2% for Germany, 4.5% for France. ‘Spain and 11.9% for Great Britain. The United States was the exception, with a short-term debt ratio of 31.6%.

Korean household debt is on the rise as people increasingly borrow money from financial institutions to buy apartments or invest in stocks in a prolonged low interest rate environment.

The Bank of Korea cut the benchmark interest rate to an all-time low of 0.5% in May of last year after an emergency rate cut to 0.75% in the previous March. This was done to inject liquidity into banks, businesses and households affected by the COVID-19 pandemic.

Due to the abundance of liquidity, the total value of all financial loans and credit card payment services offered to households reached an all-time high of 1,726 trillion won ($ 1.53 trillion) in December, according to BOK data.

The research institute also noted that a sharp hike in the benchmark interest rate against a backdrop of rapidly growing debt could trigger household debt, which could have adverse consequences for the real economy.

Meanwhile, BOK Governor Lee Ju-yeol earlier said “it is premature to change the current monetary easing policy due to continued economic uncertainty amid the protracted COVID pandemic. -19 ”.

By Choi Jae-hee (cjh@heraldcorp.com)

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In Los Angeles, it’s Muscle Car vs. Tesla, creating an ideological divide https://metawelle.net/in-los-angeles-its-muscle-car-vs-tesla-creating-an-ideological-divide/ https://metawelle.net/in-los-angeles-its-muscle-car-vs-tesla-creating-an-ideological-divide/#respond Thu, 08 Apr 2021 02:38:26 +0000 https://metawelle.net/in-los-angeles-its-muscle-car-vs-tesla-creating-an-ideological-divide/

Where I live in Los Angeles, a daily battle rages between the old and the new, loud and quiet.

There is roughly an even division in my community. On the one hand, Muscle cars like the Dodge Challenger Hellcat and the Camaro ZL1. And on the other, electric vehicles like the Tesla Model Y (the most popular new electric vehicle here) and the Model 3.

The muscle car represents the old approach to fast cars, electric vehicles the new one.

For me, it’s weird to have these two cultures juxtaposed. Cheek to cheek. Because the two belief systems couldn’t be further apart. And neither side understands the other. Kind of like the political divide in America.

Muscle car guys love noise. (Electric vehicles aren’t real cars to them.) The louder, the better. The Dodge Charger (or Challenger, take your pick) with its Hemi engine that shakes the windows is probably the best example of this. I know this because, until recently, I had an immediate neighbor who owned a Charger. And every time he started the engine, it was a small seismic event.

But I’m also surrounded * by Tesla owners. Four of my close neighbors have Model 3s, one now has a Model Y, as well as a handful of Chevy Bolts, Volts and BMW i3s.

In the larger community, as I said above, it’s roughly equal.

The acceleration track

This ideological divide is most apparent in the foothills above me.

I live in an area on the outskirts of Los Angeles that has a 3/4 mile stretch of four-lane highway that ends in dead ends in the foothills. Because it’s a dead end in a relatively sparsely populated area, it’s street racing heaven.

At night when I go up the foothills, I witnessed some muscle car drag races where they hit insane speeds. Remember, this is a residential area where people go out at night to walk their dogs and cross the street.

And the noise is cracking your ears.

But then, in the next moment, a Model 3 will pass by in silence. Then a few minutes later, a Model X.

The funny thing is that even though the Model 3 could beat a lot of these ICE cars in a 0-60, there are no drag races between Model 3 owners and (usually) not even a show of high speed bravado.

Will muscle car owners ever convert?

May be. But I have serious doubts. The very fact that electric vehicles are quiet makes them anathema to muscle car enthusiasts. And they are seen as geeks. Not for real men.

The upcoming Hummer EV and Tesla Cybertruck could convert a few married people to muscular SUVs and vans. But I wonder.

Ideologies are too far apart. The two will never meet.

——

* I drive a Chevy Bolt EV.

Comments can be sent by direct message to “twitter.com/mbrookec”


]]> https://metawelle.net/in-los-angeles-its-muscle-car-vs-tesla-creating-an-ideological-divide/feed/ 0 “You would probably exclude them from any normal player, but it’s a machine” – Dundalk expects Jurkovskis to leave https://metawelle.net/you-would-probably-exclude-them-from-any-normal-player-but-its-a-machine-dundalk-expects-jurkovskis-to-leave/ https://metawelle.net/you-would-probably-exclude-them-from-any-normal-player-but-its-a-machine-dundalk-expects-jurkovskis-to-leave/#respond Thu, 08 Apr 2021 02:38:15 +0000 https://metawelle.net/you-would-probably-exclude-them-from-any-normal-player-but-its-a-machine-dundalk-expects-jurkovskis-to-leave/

Dundalk’s Latvian international Raivis Jurkovskis is set to take part in Friday night’s league meeting with the Shamrock Rovers, even though he has just won a grueling hat-trick in the World Cup.

Full-back Jurkovskis played the 270 minutes for his country in the March window, with a home loss to Montenegro, an away loss to the Netherlands, then a 3-3 draw in Turkey on Tuesday where he played in a comeback.

He returned from Turkey to Ireland early yesterday morning and while this schedule would exclude most players from the frame for Tallaght, team manager Shane Keegan has suggested their new signing’s exceptional fitness levels apply different rules. .

“Any normal player you would probably rule them out, but he’s a machine so I think he’s going to have a good chance,” Keegan said, with Dundalk in need of a result against his rivals after his shock loss. against Finn Harps last Friday while Jurkovskis was out

“That is his style of play, I would say he’s done about 8 miles per game, but I’m sure when I ask him how he’s doing he’ll say ‘good’.

“He has to be one of the least demanding footballers I have ever met. He just comes every day, doesn’t really open his mouth all day, keeps up with his job and all the questions you ask him are always has a one-word answer and it’s always positive.It’s as low maintenance as you could ask for, it’s a dream in that sense.

Jurkovskis (24) was a winter rookie from FK Liepāja and played on the right wing of his new employers, replacing Sean Gannon who is now part of Friday’s opposition, but it was noted how well he was effective left-back for his country.

“He was amazing (against Turkey),” Keegan continued.

“We were just joking down that every time the ball went to the winger he would take off on a straddle or inside lap about 100 yards long and you yell at him ‘No, put the brakes on’ you like it, stop, stop, stop ‘, but he was brilliant and his assist for their goal was exceptional. “

Meanwhile, Keegan has suggested that concerns over regular playing time were the reason North American rookies Taner Dogan and Terique Mohammed cut loans at Athlone Town ahead of the Premier League season.

US midfielder Dogan and Canadian defender Mohammed signed deals with Dundalk before the start of the season, but signed with Athlone until July.

But Athlone said last week the loans were terminated prematurely without giving a reason. Keegan did not provide a definitive answer but suggested that issues regarding their place in Athlone’s squad was a factor – Dogan spent the second half of last season with Athlone, but this change was born out of a training at Dundalk with the club’s American owners eager to recruit from their necks of the woods.

However, the fact that Mohammed and Dogan have fought to make it to the Athlone team indicates that they have a bit of work to do to be good enough for Dundalk.

“It looked like Athlone wanted to take them at the start and I don’t know what has changed,” Keegan said.

“I just think the opportunities to play were going to be more limited than we thought.

“Once it became clear that the playing time was going to be very, very limited, it didn’t make sense for them to be there, just put them back to practice here in this environment.

“If it takes them three or four months to try to make their way into an Athlone squad and there is a month left on the loan deal, then what’s the point?

“Wouldn’t they be better off coming back here using those three or four months to try and improve in the areas where they need to improve to try to make their way here.

“Are they going to oppose it to force their way here? Of course they are. There’s no question about that, but we’ll see how it turns out.”

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All technologies taken into account: NPR https://metawelle.net/all-technologies-taken-into-account-npr/ https://metawelle.net/all-technologies-taken-into-account-npr/#respond Thu, 08 Apr 2021 02:38:03 +0000 https://metawelle.net/all-technologies-taken-into-account-npr/

Startup Better Finance offers rental programs with option to buy for high-end smartphones. But some customers say retail stores, such as MetroPCS, aren’t always clear on rental terms in advance.

Larry W. Smith / EPA / Landov


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Larry W. Smith / EPA / Landov


Startup Better Finance offers rental programs with option to buy for high-end smartphones. But some customers say retail stores, such as MetroPCS, aren’t always clear on rental terms in advance.

Larry W. Smith / EPA / Landov

If you are visiting a local mall or a downtown shopping street, it is not difficult to find a store where customers can rent-buy. That is, you can pay over time and eventually after a few big fees a flat screen TV or living room set is yours.

Well, now there is a way to do it for a smartphone. A Silicon Valley startup called Better finance allows almost everyone to buy the latest iPhone or Samsung Galaxy. It has raised millions of dollars from some of the most respected tech investors, like PayPal and Venrock.

But according to public records reviewed by NPR, the true cost of the deal is unclear to many customers.

A new loan business

Better Finance CEO Ryan Gilbert said he noticed a problem in retail stores: “When a consumer stands in front of a salesperson and wants to buy an iPhone or Samsung phone today, they want to walk out of the store with it. telephone. “

But not everyone has the money, and many people cannot get credit from the phone company. Gilbert therefore created a new program called SmartPay.

“We are currently in around 5,000 active stores,” he says.

Buyers give their social security numbers and are evaluated according to a formula created by the company. It’s not a traditional credit score, and it gets approved in under three minutes on the Internet. Customers can instantly purchase the phone of their dreams, and even a cute case and accessories.

Better Finance earns money by charging fees and taking money directly from the customer’s bank account.

So for a phone purchased over, say, a 10-month period, “you’re paying off a product of $ 900, or about $ 150 per month, for the duration,” says Gilbert.

After 10 months, that’s an increase of almost 70 percent. Do people really know they are signing up for this?

“Oh, absolutely,” Gilbert said. “I mean, this is a company where disclosure is 100% the rule. And there are no shortcuts in that regard.”

The shortcut

But when you look at how he works inside stores, like retailer MetroPCS, it is a shortcut.

“They said they were working with this SmartPay company and I could get approval for up to $ 700,” says Michael Atchley, a customer from Fort Worth, Texas. “But also with SmartPay, I have an identical 90 day payment policy.”

The policy means you have 90 days to pay off the full loan amount without charge. Atchley says he wasn’t even in the store when he got it; he had called his local MetroPCS from work when his old phone broke.

“I never signed anything,” said Atchley. “I just believed the representative’s word that what they were going to put in place was exactly as he said.”

It was only after Atchley got his Samsung Galaxy back Note 2 that he received an email from SmartPay.

“He said I actually had a 60 days same as the cash policy, which wasn’t what I was sold, ”he says.

It was a whole month shorter than Atchley had expected.

NPR visited six MetroPCS locations that offer SmartPay and called a dozen more, and their reps made the same 90-day pitch, though many customers don’t qualify.

Atchley didn’t have a lot of cash on hand and he wanted to get out. He was unable to return the phone for a refund to MetroPCS because, he said, he had already spoken on it for over an hour. And when he called Better Finance, their rep didn’t help either, he says.

“I mean, I even asked him, are you really careful what I say? Because the answers you give me – they just don’t make sense,” Atchley said.

Liability gap

Atchley and 231 other SmartPay customers have filed complaints with the Better Business Bureau and five have filed complaints with federal regulators, consistently claiming they have been misled.

MetroPCS, which is owned by T-Mobile, declined to comment on its SmartPay sales. Better Finance says the seller in Atchley’s case broke procedures and CEO Gilbert cannot control what goes on in every store.

Gilbert says that once clients sign up, “they receive an email confirming the full scope of the contract they have entered into with us and 100% disclosure through that process.”

Predatory products or more options?

“This is a new area for the children of Silicon Valley,” said Ed Mierzwinski, a consumer advocate with US PIRG, the decades-old nonprofit. “They have a lot of money, they burn a lot of money, they work really fast.”

Under federal regulations, a business must disclose the terms of a lease before – not after – it begins. In an email, Better Finance told NPR that salespeople in stores are “expressly responsible for ensuring that the customer himself reads the terms and conditions directly.”

But Mierzwinski says the sales reps working on commission will focus on promoting the product.

“When the consumer says, ‘Oh, I love your phone, but I can’t afford it,’ they say, ‘Oh, you don’t have to pay for this today. Just press that button, ”he explains.

Mierzwinski says some buttons just shouldn’t be so easy to press.

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New dinner show, Comedy Fest soon at the OWA https://metawelle.net/new-dinner-show-comedy-fest-soon-at-the-owa/ https://metawelle.net/new-dinner-show-comedy-fest-soon-at-the-owa/#respond Thu, 08 Apr 2021 02:37:45 +0000 https://metawelle.net/new-dinner-show-comedy-fest-soon-at-the-owa/

Foley, AL – (OBA®) – If you’re looking to rock your winter nights, OWA’s entertainment options are for you. Two exciting limited-edition shows are making headlines in January and February. The fourth annual Gulf Coast Comedy Fest returns to OWA, along with the popular series featuring Brandon Styles’ Trip Down Memory Lane Dinner Show.

You know his variety and magic shows, but now Brandon Styles is bringing back his highly acclaimed dinner and show. Presented as the Trip Down Memory Lane Dinner Show, the 90-minute live show features precise impressions and songs from your favorite classical artists. Savor delicious adult meals and drinks – served by OWA’s own Groovy Goat restaurant – as Brandon Styles knockoffs take you back in time.

“We couldn’t be happier to host the Brandon Styles Trip Down Memory Lane Dinner Show again at OWA,” said Kristin Hellmich, Director of Marketing and Public Relations, OWA. “He has such a talent, and diners will be blown away by the quality and experience of this intimate live performance.”

The Trip Down Memory Lane Dinner Show will have a limited time in January and February only. The headquarters are socially remote and leave quickly, so customers are encouraged to buy in advance. Tickets for the dinner show start at $ 42 (with VIP upgrades available) and include salad, main course, side, dessert, and 1 drink of your choice. Group prices are also available upon request by contacting Brandon Styles Theater & Magic Shop. Doors open at 5:00 p.m. and dinner is served at 5:30 p.m.

In addition to Trip Down Memory Lane, the Gulf Coast Comedy Fest will be returning to OWA for just two nights. Join us for an evening of laughter with several actors during the show on January 28 or 29 at 7 p.m. The 90 minute performance will feature a variety of standout comedians who will have you laughing all the time.

Tickets are on sale now and seats are limited during these socially distanced performances. Go to VisitOWA.com/Events
to learn more and purchase tickets for the Gulf Coast Comedy Fest, Trip Down Memory Lane, and other exclusive shows only found at the Brandon Styles Theater and Magic Show.

]]> https://metawelle.net/new-dinner-show-comedy-fest-soon-at-the-owa/feed/ 0 Arsène Wenger hails Aaron Ramsey’s ‘composed’ finish after Europa victory https://metawelle.net/arsene-wenger-hails-aaron-ramseys-composed-finish-after-europa-victory/ https://metawelle.net/arsene-wenger-hails-aaron-ramseys-composed-finish-after-europa-victory/#respond Thu, 08 Apr 2021 02:37:23 +0000 https://metawelle.net/arsene-wenger-hails-aaron-ramseys-composed-finish-after-europa-victory/

LONDON – Arsene Wenger praised Aaron Ramsey’s improved finish after the Arsenal midfielder scored an impressive brace in Thursday’s 4-1 win over CSKA Moscow in their quarterfinal first leg Europa League final.

Ramsey put Arsenal ahead with a well-placed ninth-minute strike, then made it 3-1 with the night’s goal, when he met Mesut Ozil’s cross with a perfectly executed side lob on goalkeeper Igor Akinfeev.

He could easily have pulled off a hat trick but missed two good chances in the second half, first landing a rebound high over the bar, then hitting the post with a curling shot from the edge of the box.

And Wenger said the Welsh international is showing some of his best form since his breakout season in 2013-14 after having managed to remain largely injury-free in recent months.

“For Aaron Ramsey, it’s always the same, [he needs to] have a constant presence on the team without being arrested, ”Wenger said at a press conference. “Personally, I think he overcame his problems. He no longer has any injury problems.

“And when you can play game after game, you can see that not only is he a lot involved in building the game, but he goes all the way.

“And what’s changed since 2013, he’s a much better finisher these days. He’s calmer, the way he finishes, you see he’s made up. Before, he was rushing his finish a bit.”

Alexandre Lacazette also scored a brace in the first half on his first start since returning from minor knee surgery as the Gunners put in at least one foot in the semifinals. Wenger, however, said the Russian side made things “uncomfortable” for his team and insisted the draw was not over.

“It was a spectacular first half played at a high pace but also uncomfortable for me as they also looked dangerous,” said Wenger. “We scored some great goals in the first half, and at half the goal was not to concede, and if possible to add another one. We did the first part of the job in the second half. -time, but not the second part of the job.

“But on the other hand, it will help us to focus completely on the second game and not feel like it’s a done job. We know it’s not over. We have to go there with the right focus. and try to win the game.…

“They played in a very attacking style. We are not used to seeing that in the Emirates. In the Premier League, the teams come here and they play in their half and they are waiting for us. They attacked us, and so on. was uncomfortable. “

Wenger also praised Mesut Ozil after the German playmaker produced two more assists and also won a penalty which was held back by Lacazette.

“He appreciates [this stage]. And I hope you like it because you see a great soccer player, “said Wenger.” And when you like soccer, that’s what you want to see “


]]> https://metawelle.net/arsene-wenger-hails-aaron-ramseys-composed-finish-after-europa-victory/feed/ 0 Springfield restaurant struggles to find employees as business picks up – WWLP https://metawelle.net/springfield-restaurant-struggles-to-find-employees-as-business-picks-up-wwlp/ https://metawelle.net/springfield-restaurant-struggles-to-find-employees-as-business-picks-up-wwlp/#respond Thu, 08 Apr 2021 02:36:23 +0000 https://metawelle.net/springfield-restaurant-struggles-to-find-employees-as-business-picks-up-wwlp/

Survey: Financial hardship accumulates for patients

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Back masks, poker on the way to the Springfield casino

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Massachusetts COVID-19 Daily Report: 24 new deaths, 1,821 new cases

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PVTA Solar Array Grant Money

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Mortgage rates slide to record low of 2.98% on 30-year loan https://metawelle.net/mortgage-rates-slide-to-record-low-of-2-98-on-30-year-loan/ https://metawelle.net/mortgage-rates-slide-to-record-low-of-2-98-on-30-year-loan/#respond Wed, 07 Apr 2021 23:17:42 +0000 https://metawelle.net/mortgage-rates-slide-to-record-low-of-2-98-on-30-year-loan/

Mortgage rates are bottoming out.

The average for a 30-year fixed-rate loan has fallen to 2.98%, falling below a psychological threshold that could fuel demand for housing even more.

Rates have fallen to their lowest level in nearly 50 years of record keeping by Freddie Mac for the third week in a row and the seventh time since the coronavirus outbreak began to shake financial markets.

The drop came as the Federal Reserve keeps its benchmark rate close to zero and buys mortgage bonds as part of its plan to stimulate the economy.

Low rates have supported house prices and helped the housing market weather better than expected amid the economic fallout from the pandemic.

“It is not a silver bullet for the economic difficulties that we are living in, but it is day and night different from what the housing market looked like during the last recession,” said Ralph McLaughlin, chief economist of Haus, a co-investment platform for home buyers.

Falling borrowing costs have led to a flood of refinancing applications and new purchase loans as a wave of millennials come home.

The drop below 3% could prompt even more Americans to apply for loans, said Mark Vitner, senior economist at Wells Fargo Securities.

“It’s psychologically important,” Vitner said. “For people who don’t know mortgage rates are low, this should sound the alarm bells.”

In May, when the Federal Reserve started buying low-coupon mortgage securities, analysts predicted rates could drop below 3%. Now there is speculation the slide could go on.

This week, JPMorgan Chase & Co. chief executive Jamie Dimon said the costs of creating and managing loans, including rules and regulations, kept rates high.

“We have been very consistent that mortgages, believe it or not, are much more expensive than they should be,” Dimon said on a conference call.

Despite demand driven by low interest rates, risks abound in the housing market. With the credit standards tightening in the middle high unemployment and fears that the economic recovery may stall, that some potential buyers may not qualify for debt or may struggle to find homes in their price range.

Additionally, the pandemic is peaking across much of the country, with a second wave expected this fall. And Congress may not extend the $ 600-per-week increase in unemployment benefits that is expected to end this month.

This could hamper what has been a relatively strong housing market, McLaughlin said.

“Ultimately, the evolution of the virus will dictate the evolution of the housing market and the economy,” he said. “Housing will not be immune from a double dip recession.”

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How to watch the Heisman Trophy presentation (1/5/21) | Channel, stream, time https://metawelle.net/how-to-watch-the-heisman-trophy-presentation-1-5-21-channel-stream-time/ https://metawelle.net/how-to-watch-the-heisman-trophy-presentation-1-5-21-channel-stream-time/#respond Wed, 07 Apr 2021 23:17:41 +0000 https://metawelle.net/how-to-watch-the-heisman-trophy-presentation-1-5-21-channel-stream-time/

The college football season is drawing to a close and football fans will now have the chance to see who is crowned the most outstanding player in the sport.

The Heisman Trophy will be awarded tonight, Jan. 5, at 7 p.m. on ESPN.

The ceremony will be broadcast on FuboTV (7 day free trial) | Sling | Hulu + Live TV.

Alabama quarterback Mac Jones, Clemson quarterback Trevor Lawrence, Alabama wide receiver DeVonta Smith and Florida quarterback Kyle Trask are this year’s finalists.

Jones and Smith are the ninth and 10th Crimson Tide finalists for Heisman since 1982. Trask is Florida’s eighth finalist while Lawrence is Clemson’s third finalist (former Tigers quarterback DeShaun Watson has been nominated twice finalist).

The odds are in favor of Smith, who has caught 105 passes for 1,641 yards and scored 20 touchdowns so far this season. He would be the first wide receiver to win the award since Desmond Howard of Michigan in 1991. He would join Tim Brown of Notre Dame (1987) and Johnny Rodgers of Nebraska (1972) as one of four modern day receivers to win.

Lawrence, who is expected to be number one overall in the NFL Draft, missed the national championship for the first time in his three-year career at Clemson, but still finished the season with 3,153 yards and 24 touchdowns despite an absence two games because of Covid.

Jones of the Crimson Tide completed 77% of his passes for 4,306 yards, an Alabama record in a single season. He’s won the SEC Offensive Player of the Week four times this year and has thrown four times over 400 yards, the most career in Alabama history.

Trask, helped lead Florida to the SEC title game in an 8-3 season. He leads the country in several categories with an average of 375.0 (third-best in SEC history) passing yards per game, 4,125 passing yards, 43 touchdown passes, 46 total touchdowns and 285. completed passes.

What: The 86th Heisman Memorial Trophy Ceremony

When: Tuesday January 5

Time: 7 p.m. ET

Or: Virtual

TV: ESPN

Flux: FuboTV (7 day free trial) | Sling | Hulu + Live TV

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1.6.21 – Voices from Monterey Bay https://metawelle.net/1-6-21-voices-from-monterey-bay/ https://metawelle.net/1-6-21-voices-from-monterey-bay/#respond Wed, 07 Apr 2021 23:17:39 +0000 https://metawelle.net/1-6-21-voices-from-monterey-bay/

By Carissa Purnell

The day we knew would come.
Call it the breaking point, the end, the beginning …
It all hurts.

Your deep breaths became shaky.
You just can’t get through them without the onslaught of sobs.
The breakdown you know, am I right?
I bet you can’t close your eyes until your tears empty and swell to sleep.
Then you wake up in the morning and leave.
I can’t stop, I won’t stop.

This is the reality of your American dream.

The hope and faith that filled you are dangerously low.
Right now, “they’re going low, you’re going high,” has run its course.
Your optimism in gradual change is hard to see behind your tear-drenched gaze,
and the promise of solidarity is shaken by your rage.

A deep, uncontrollable, bitter anger …
… Tinged with just enough hate to make you worry.
It’s a new feeling. The ugliness that no word can capture.

This is where Trump’s America has brought you, here by my side.
I am tired. I hold a grudge. I’m exhausted.

We went to the front lines of the protests.
Tired of pouring data to prove what we go through every day.
We are murdered. We are devastated. We are expelled.
Our communities are not invested.
Juggle semantics: black, finance, live, reinvest, count, reassign.
Meetings, calls, messages, emails, letters and walks.
Drink this tea after losing your voice call, after call, after call, after call …

For Georges. For AOC. For Vanessa. For Tamir.
For Bernie. For Philando For Biden. For Oscar.
For the assistant. For Alexis. For your county. For your city.
For Texas. For Georgia.
Para la gente. Para la raza.

Would you do it all?
I will answer for you,
Absoutely. Without a doubt. Stinks claro.

However my friend, the truth that you and I feared but knew so well is here.
Look around you. January 6, 2021.
We held it because the company expected it.
We held it because we were brought up to model civility that was never offered to us.
Held only in silence to avoid the shame our parents assume we might feel.
Wrong. No secret. We knew it was going to happen.
I hate to say “I told you so”, pero te dije.

Whites will not loosen their grip, will not let go and
don’t want people of color to share their power.

Our parents came here, crossed borders, oceans, walls and fear of opportunity.
The opportunity they hold, in our schools, banks, housing, investments, systems and institutions, in the spaces they control. The spaces they control with their power. They created the race for this purpose. Socially constructed to imagine the other.

Yet the transformational and ingrained change we need to tackle this requires courage,
not just ours, but these people. You know them. Silent drivers.

No, not the ones we’re taught to condemn, those noisy people we love to hate.
Terrorists storming the White House who will forever be entangled in hateful ignorance.
They will escape justice as they have done today, circumventing the law and committing acts of sedition. Find freedom in their acts of treason on behalf of their racist fascist leader. They are totally incapable of finding empathy or accepting us, any of us.

They are friends on the other side too, look. You know them better.
People who came to the demonstration but did not vote.
The people who sit in silence while we shout.
People who send their thanks but refuse to speak.
People who repost, repost, and influence, but refuse to be first.
People who are so awake take pictures as we walk.
The people who stand while we kneel.

No, I’m not sorry.
No, I don’t think we should create a space for them to unwrap their privilege.
We don’t need to quantitatively prove our right to live at the pace of their comfort.
Allyship is an investment in us today, tomorrow and forever.
They are in it, or they are part of the problem. Ride or die.
Unconditional love. Amor Sin Condiciones.

Our struggle carried a resilience that they tried to steal.
Redlining. Deprivation of the rights of criminals. Slavery.
The war on drugs. Travel bans. Internment.
Student loans. Trump’s tax plan. The thin blue line.
Environmental warfare. Suppression of voters. Withdrawal from the Paris Agreement.
Elections 2021. Supreme Court appointments. Jim Crow.
etc… (clap emoji)… etc… (clap emoji)… etc… (clap emoji)…

Try me. Give us a try. I changed my mind, we are not finished.
we’ve just started.

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